App comparison
Amon Budget vs Zenmoney
This page compares personal finance tracking with budgets in several currencies.
What Zenmoney focuses on
Personal finance tracking and budgeting with an overview of spending. Official product information.
Personal finance in Amon Budget
| Use case | Amon Budget |
|---|---|
| Currencies | Accounts in several currencies, transfers between them and a converted total |
| Entry | By hand, by voice, from a receipt photo or from a CSV file |
| Budgets | Category budgets, an end-of-month forecast and a daily safe-to-spend |
| Insight | Spending drift over three months; Ask Amon shows the data its answer is based on |
| Household | Shared workspace with the author on every transaction |
| Investments | Portfolios with US and MOEX market prices, subject to coverage (Pro) |
Where Amon stops
- No bank connection.
- Fresh exchange rates, investments and AI need a connection.
How to choose
- Choose Zenmoney if its personal finance tracking and budgeting already cover what you need.
- Choose Amon if you want a household budget, AI input and portfolios with MOEX and US prices in one app.
Core and Pro · Investment plan · Data processing
Frequently asked questions
Does Amon support several currencies?
Yes. Accounts can be in different currencies, transfers between them are supported, and totals are converted. Fresh exchange rates need a connection.
What is free and what requires Pro?
Core is free and ad-free. Pro is $4.99 a month on the US App Store; in other countries the store sets the local price. Members inherit Pro from the owner of their shared workspace.
What works offline, and where is my data processed?
Everyday budgeting is saved locally and syncs through our backend when connected. Investments, fresh exchange rates and AI need a connection. AI requests are processed through our backend by an external model provider. No bank login is requested.