Investment plan
An investment plan based on your budget
Not everyone should invest. Everyone should know whether there is money left beyond an emergency cushion. Amon works it out from the budget you already keep.
No cushion yet
Amon suggests saving at least one month of spending first, then growing the cushion alongside investments — and shows roughly when it will be full. Useful even if you never plan to invest.
Cushion in place, money idle
Amon shows the surplus above the cushion — money that otherwise loses value to inflation on a current account.
Already investing
Amon calculates how the next contribution splits across asset classes, following the structure from your questionnaire — no selling involved.
Every month
The guide is recalculated from your real budget, with the reason it changed.
Actual Amon screens with fictional data. Figures illustrate the interface, not an investment strategy or future returns.
Information, not personal investment advice. Amounts are a guide based on your data.
What is free and what requires Pro?
Core is free and ad-free. Pro is $4.99 a month on the US App Store; in other countries the store sets the local price. Members inherit Pro from the owner of their shared workspace.
What works offline, and where is my data processed?
Everyday budgeting is saved locally and syncs through our backend when connected. Investments, fresh exchange rates and AI need a connection. AI requests are processed through our backend by an external model provider. No bank login is requested.
Is the investment plan investment advice?
No. Amon shows a guide based on your own budget and your questionnaire answers; it never names what to buy for you. Information, not personal investment advice.